The Kiva Foundation is an awesome non-profit organisation with a mission to connect people through lending to alleviate poverty. Kiva enables individuals make interest-free loans to people even in the most remote areas of the globe. By providing safe, affordable access to capital to those in need helps people create better lives for themselves and their families.
Kiva works with microfinance institutions on five continents to provide loans to people without access to traditional banking systems. One hundred percent of your loan is sent to these microfinance institutions, which we call Field Partners, who administer the loans in the field.
100% of every dollar you lend on Kiva goes directly towards funding loans; Kiva does not take a cut. Furthermore, Kiva does not charge interest to our Field Partners, who administer the loans.