Once you’ve arrived in Australia, you’ll quickly realise it’s a pretty expensive place! Don’t worry though, with our help you’ll learn how to save money in Australia and getting ready for your next big adventure!
This is the boring bit of travelling but it has to be done. If you want to dive on the Great Barrier Reef, jump out of a plane, bungee jump, rent a campervan for an epic road-trip – whatever it is – you’re going to need money!
Saving starts before your trip begins so start making sacrifices at home for the good of your trip abroad! Think about it, don’t go to your local and spend the money on booze in Australia! You do not need those jeans but you do need to see the Great Barrier Reef!
When you get over here though, there are a few things you can do to get yourself in the best position possible for the rest of your time in Australia.
Get a Job
It’s an absolute pain (and painfully obvious) but it has to be done. Our amazing TAW service can help you find work quickly right the way across Australia and in a whole heap of different industries.
Whether you just want a job for a few weeks or whether you are after more meaningful work, TAW can help you out. Our awesome TAW staff can go over your CV, help with job applications and cover letters and tell you all you need to know about your visa, your farm work, your tax and how to claim it back!
The Farming Question
If you’re in Australia on a working holiday, I’m sure you’ll have given your farm work at least some thought. For the uninitiated, if you work for three months in agriculture in a specified area of Australia, you are able to apply for another working holiday visa to be used anytime before you turn 31.
Farming is the easiest of the specified work to find and can be a great opportunity to save some money but it is really tough work.
Many farm jobs include accommodation, food and wages and because of the location – make saving much easier. It is harder to spend your money when you live on a farm an hour and a half away from the nearest shop!
Be wary with some farmers and their promises though. A lot of them will want you to work cash-in-hand (which is illegal) and may not pay you on time or at all. There are millions of great farmers in Australia to work for so just keep your wits about you and you’ll be saving heaps.
If you are back in the city or need to buy your own food on the farm don’t fall into the eating out trap. I’m not talking about Michelin starred restaurants but three kebabs a week and a pizza can soon add up.
Get to Coles or Woolworths armed with a shopping list and start saving money! Make big batches of stuff – a massive bolognaise will last you ages and work for lunches and dinners!
When you’re at the supermarket, head for the deli counter. Your jaw will hit the floor when you see how much a packet of 2 chicken breasts can cost in Australia and if you hit the deli up for the same weight in chicken thighs, you’ll save a fortune! Don’t be put off by the price per kilo, it looks expensive but it is well cheaper than the alternative.
Share A Place
The accommodation question is always an interesting one. Once you’ve finished your UltimateOz trip, it is highly likely that you’ll either live with or travel with someone that you met on your group – trust us, it happens every single week of the year!
If you come into Ultimate Travel HQ in Sydney or get in touch with us online, we can sort you out with a bunch of viewings with our mates over at Furnished Property. These guys are shared accommodation specialists and they can normally find you short-term leases which when you split between a few of, work out a pretty cheap rent. Plus, as their name suggests, they specialise in furnished property so there is no need for you to go and waste money on stuff you’ll only need for a few months.
Hostels are amazing but the bills soon add up when you’re staying there. It isn’t just the fees though, it’s the temptation. How many times have you been sitting in your hostel room when someone has suggested a night out and you’ve gone for it!?
These are always amazing nights out but not the best way to save your cash for a big trip!
Book Travel in Advance and Altogether
Once you’ve done the boring work and saving bit, it’s time to spend the money!!
Whether you are looking at doing a little trip of the whole East Coast, the best way to save money is to book in bulk and with as much time in advance as possible!
UltimateOZ can get you the best rates around on Greyhound tickets, hostels, campervans and every amazing experience you can think of. whether you want to do some white water rafting or a scuba diving course – we’ve got you covered!
You can book tickets open-ended if you do want to have more flexibility but the sooner you can hone in on your plan the better. By booking all of your hostels, experiences and tours together you are given a great bundle rate.
Australia is a great place to live, work and travel plus you can save some money to fund your next travelling adventure! Get in touch with us and we’ll help you organise the best time of your life!!
So, you’re thinking about a working holiday visa in Australia?! That is an excellent start but don’t be put off by the many Australian working holiday myths!
You might have heard from a friend of a friend whose cousin moved to Australia in 1998 that certain aspects of the visa are true. Don’t trust the word on the grapevine (the grapevine lies!) everything you need to know about the working holiday visa can be found on our site or by asking one of us!
There are certain myths that surround the working holiday visa and we at Ultimate Travel have decided to debunk them left, right and centre!
The Government Are About to Update the Visa So It’s Two Years Automatically
This is the dream but it doesn’t look like it’s going to happen any time soon.
By completing your farm work, you can stay for a second year visa, but the government has no plans to update the visa regulations so the 417 visa is an automatic two year visa.
The Government continues to update the countries that can apply for a working holiday visa (Poland and Uruguay, welcome to the club!) and the visa may change in the future but it isn’t on the immediate horizon.
Keep your eyes peeled on the Department of Immigration website though, all changes will be announced there.
I Can Get More Than One Visa
ONLY if you do the farm work!
If you don’t want to do the farm work, then you’re limited to just one where working holiday visas are concerned.
With 3 months of regional work completed, you are eligible to apply for the same visa again to be used straight off the back of your first one or any time before you turn 31.
Government proposals hope to change this by allowing backpackers to take one working holiday visa before they turn 25 and another after but this is still in early stages though so isn’t on the cards for the near future.
If I Claim My Superannuation, I Can’t Come Back To Australia
If you don’t know what superannuation is, it is basically a pension that your employer has to pay into on your behalf so you lose 12% of your wages into an account that you can’t access. It is a great idea if you plan on retiring in Australia but if you are just here for a working holiday, it can be annoying.
Don’t worry though, once your visa expires and you leave the country, you can apply to get your superannuation back! A lot of people seem to think that once you’ve closed your Super account, you can’t come back to Australia and this isn’t the case.
Any employer is legally bound to pay into your Super account and if you come back to Australia on a different visa, you are fine to open up a new one and start working again. Of course, it has to be a visa that allows you to work but you’re all good to start earning once again!
I’m only a Backpacker, I won’t pay tax
This isn’t true. You’ll pay tax if you are working in Australia but you’ll be able to claim it back at the end of the tax year.
When you arrive in Australia with UltimateOz, we’ll sort out the basic things you need before you start working – namely a bank account and help with your application for a tax file number. If you are from the UK a tax file number is then same thing as your National Insurance number, from the States it is the same as your social security number.
A tax file number gives you the right to work in Australia, and more importantly, puts you on a lower tax bracket. You can work for one month without a tax file number but you’ll be taxed about 50% of your wages. Nobody wants that!
Once you’ve got your tax file number, your tax rate drops to around 29% (depending on earnings) and as mentioned earlier, you’ll be able to claim some, if not all, of your tax back at the end of the tax year in July (again, depending on how much you earn).
Got any more questions? Get in touch with us and we’ll do our best to help you out!
Ultimate Adventure Travel Pty Ltd
2 Lee St, Sydney, NSW 2000
ABN: 91 133 215 166
Member of WYSE & BOA NSW