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If you are planning on coming to Australia on a working holiday visa then you’ve already made one of the best decisions of your life but you’re probably stressing out over one simple issue: “how much money should I take to Australia?”

When applying for your visa, the Department of Immigration suggest that you have “about $5000” which isn’t exactly precise. Is $4500 enough or does it have to be over $5000 or what?!

The easiest answer is, the more money you have then the better your entry to Australia will be. If you can save up long enough to pass the $5000 guideline then you’ll be very comfortable when you arrive in Australia but try and get as close to $5000 as possible if you want the least amount of fuss entering Australia and living your first few weeks here.

One of the contributing factors will be whether you plan to travel first or work first once you arrive. If you plan on travelling straight away, you’ll be spending money before you get a chance to replenish. If you work first, then you can continue to save during your time in Australia.

No matter what anyone says on a forum or blog (like this one) there is no right or wrong way to travel. In Australia or anywhere else. People will tell you to go alone, go in a group, go to Sydney first, travel the East Coast first, get a job straight away, go and do you farm work ASAP…..

Whatever you decide, you have made the decision and you live with it. There is nothing wrong with seeking help and advice but, ultimately, it is up to you! Plans can change, pretty easily, so make sure you keep your options open from the outset.

I’ve heard stories of people landing in Australia with less $500 to their name and if, upon your arrival, you are asked to prove your funds you could be sent home from Australia before your adventure begins. The Department of Immigration guidelines may seem strange but if you can’t prove that you can support yourself in Australia, you risk being sent home.

To prove your worth (in bank account terms, not like some medieval knight or something) you have to get a printed bank statement from your financial institution of choice. It is best to have a statement from the seven days before travel so if you are called upon to prove your funds, you have them right there.

If you have access to a quick loan from the bank of Mum and Dad (or any other loving family member) you can pop the money into your account, get a bank statement printed and then transfer the money back once you’ve received the statement. You prove your cash, then give it back basically.

Strictly speaking, this may not be entirely the spirit of the law and you will have to be able to survive in a pretty pricey country. Once you arrive in Australia, the money starts to seep away faster than you’d think so make sure you’re prepared for all eventualities.

As an example, if you are looking at the cheapest hostel you can find in Sydney you are looking at $23 a night. That would be $161 for one week of (not the best) accommodation. Then you’ve got to pay for your food and fun stuff to do so the bargain basement you could probably get away with $200-$250 a week just to live in Sydney.

Sydney is an extreme example (it’s more expensive than the rest of Australia) but it gives you an idea on what to expect upon your arrival and how much money you will need if you plan on staying in Sydney. Plan accordingly for any of the major cities – Perth is a similar price to Sydney and Melbourne isn’t much cheaper. Brisbane, Cairns, Adelaide and Darwin offer a little bit of relief but not too much.

Don’t let this put you off, pretty much everyone in the UltimateOz office is proof that backpackers can find work and love their time living, working and travelling in Australia!

Just be realistic. If it takes you three weeks to find work, will you be able to afford it? If you want to travel, how much is it going to cost right off the bat? If you want to do your farm work, how are you going to find it and how much money will you need to get there and stay there?

Many backpackers arrive in Australia with the misguided dream of finding work 20 minutes after they land and earning a fortune. The wages are higher and it is a little easier than finding work in Europe but it isn’t easy and you won’t walk into a job.

At Ultimate Travel, we give you the best chance of finding work with our TAW service and our helpful, informative staff who have been there and done it! We can help you find work, help to guide you with your CV and cover letter but, it is still up to you to put in the hard yards!

Australia is a country that will surprise you due to its expense. If you have just come from South East Asia (Ultimate Thailand, anyone?), you’ll fall off your chair every time you order a beer! If you plan ahead, are realistic and start saving now you’ll be absolutely fine when you arrive in Australia!

Get planning for the best trip of your life!!

How much money did you arrive in Australia with? What would be your top-tips for backpackers looking to head to Australia on their own adventure? Let us know in the comments section or on Facebook!